2020 Kia Optima S — Carivo review Representative photo — may show another model year
Sedan

2020 Kia Optima S

Independent review & score by Carivo

Price Range $24,480–$32,283
Fuel Economy 26 MPG
Seating 5 passengers
Category Sedan
Est. Annual Fuel $2,019/yr
The 2020 Kia Optima S scores 7.4/10 at Carivo, ranking #687 of 1310 sedans and an estimated $2,019/year fuel cost.

Key Specifications — 2020 Kia Optima S

Seating Capacity5 passengers
Body StyleSedan
Base Price$24,480–$32,283

Source: EPA FuelEconomy.gov & manufacturer data. Figures reflect base trim; actual specs vary by trim level.

About the 2020 Kia Optima S

With an overall Carivo score of 7.4/10, the 2020 Kia Optima S earns a Good rating among the sedans we've scored. Its strongest dimension is Performance at 8.0/10. It's a capable but unexceptional sedan — stronger alternatives exist if you're willing to shop the segment carefully.

Reliability and safety are the two dimensions that matter most for long-term ownership costs. Reliability comes in at 7.4/10 in our assessment — above the middle of the pack for this class, though not flawless. On safety it earns 7.4/10: respectable, if not class-leading — several competitors bundle more driver-assist tech as standard. Check your trim's official ratings at nhtsa.gov.

The 8.0/10 performance score reflects a chassis and powertrain that punch above the segment norm — this is a sedan you choose partly for the drive itself. Technology comes in at 7.8/10 — functional and modern, with wireless connectivity and core ADAS features, though some competitors pack more standard tech at this price point.

Priced from $24,480–$32,283, 26 MPG, seating 5, the Kia Optima S sits in the budget-friendly tier of the sedan market. Value lands at 7.3/10 — you get what you pay for, no more and no less, with a few rivals offering slightly better per-dollar returns. At 6 years old, resale value, parts availability, and whether a successor model has improved on its weak points are all worth investigating before committing.

Bottom line: There's a case for the 2020 Kia Optima S, but it needs the right buyer. and several higher-rated rivals sell for similar money — comparison-shop before committing.

Carivo scores are our own editorial assessment, informed by NHTSA safety and recall records, EPA fuel-economy figures, and manufacturer-published specifications. Scores are reviewed periodically and updated when new data becomes available. See our full methodology →

How It Ranks Among Sedans

The 2020 Kia Optima S ranks #687 of 1310 sedans in the Carivo database — better than 48% of the segment. Its 7.4/10 overall score is 0.1 points below the segment average of 7.5/10. Its $24,480 starting price undercuts the segment's median of $27,664 by about 12%.

Rankings are recalculated as new vehicles and scores are added. See the full Sedan ranking → · Best Sedans under $25k →

5-Year Cost Snapshot — 2020 Kia Optima S

Fuel (75,000 miles)~$10,095 ($2,019/year at $3.50/gal)
InsuranceVaries widely by driver and state — always quote the exact trim before buying

We only print costs we can compute from sourced data (EPA fuel economy, NHTSA recalls). We don't estimate maintenance or depreciation — anyone who gives you one number for those is guessing.

Which Optima S Year Should You Buy?

Smart-money pick: the 2017 Kia Optima S scores 7.3/10 — within striking distance of the 2020's 7.4 — and starts roughly $2,500 lower. If you don't need the newest model year, that's money better spent on a higher trim or kept in your pocket.

YearScoreStarting price (MSRP when new)
2020 (this review) 7.4/10$24,480
2019 7.5/10$23,645 Read review →
2018 7.3/10$22,810 Read review →
2017 7.3/10$21,976 Read review →
2016 7.3/10$21,141 Read review →
2015 7.2/10$20,306 Read review →

Pros & Cons — 2020 Kia Optima S

✓ What it does well

  • Competent performance that satisfies most everyday driving demands
  • Modern, intuitive tech suite with wireless connectivity and up-to-date ADAS

✗ Where it falls short

  • Reliability scores are mid-pack; some owners report higher-than-expected maintenance needs
  • Brand resale values vary — check current market data before committing

Common Questions — 2020 Kia Optima S

Is the 2020 Kia Optima S reliable?

We rate the 2020 Kia Optima S's reliability 7.4/10 — above the middle of the pack for this class.

Is the 2020 Kia Optima S worth buying?

It scores 7.4/10 overall, ranking #687 of 1310 sedans in our database (better than 48% of the segment). Stronger-scoring alternatives exist at similar prices — use our compare tool before committing.

How much does the 2020 Kia Optima S cost?

The 2020 Kia Optima S starts at $24,480 and ranges up to $32,283 across trims (MSRP when new). At 26 MPG, expect roughly $2,019/year in fuel at 15,000 miles/year.

Which Optima S years should you avoid?

No standout weak years: across the 6 Optima S model years we've scored, every year lands within half a point of the best (7.5/10). Pick on price and condition rather than year.

Owner Essentials — Kia Optima S

Practical extras owners actually buy. These are Amazon search links — as an Amazon Associate, Carivo earns from qualifying purchases at no cost to you.

All-weather floor mats → Dash cam → OBD2 scanner → Phone mount →

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