2021 Cadillac XT4 — Carivo review Representative photo — may show another model year
SUV

2021 Cadillac XT4

Independent review & score by Carivo

Price Range $34,752–$43,294
Fuel Economy 26 MPG
Seating 5 passengers
Category SUV
Est. Annual Fuel $2,019/yr
The 2021 Cadillac XT4 scores 7.3/10 at Carivo, ranking #1384 of 2454 suvs, with 1 NHTSA recall on record and an estimated $2,019/year fuel cost.

Key Specifications — 2021 Cadillac XT4

Seating Capacity5 passengers
Body StyleSUV
Base Price$34,752–$43,294

Source: EPA FuelEconomy.gov & manufacturer data. Figures reflect base trim; actual specs vary by trim level.

About the 2021 Cadillac XT4

With an overall Carivo score of 7.3/10, the 2021 Cadillac XT4 earns a Good rating among the suvs we've scored. Its strongest dimension is Safety at 8.3/10, while Performance at 6.7/10 is where it trails the competition most noticeably. It's a capable but unexceptional suv — stronger alternatives exist if you're willing to shop the segment carefully.

Reliability and safety are the two dimensions that matter most for long-term ownership costs. We rate reliability at 6.8/10 — below the segment average in our scoring. Budget for potentially higher maintenance costs and check the recall record below before buying. On safety it earns 8.3/10: respectable, if not class-leading — several competitors bundle more driver-assist tech as standard. Check your trim's official ratings at nhtsa.gov.

Performance at 6.7/10 is a genuine liability and a score that should factor heavily into any buying decision. The powertrain and chassis dynamics trail class rivals by a meaningful margin — don't overlook it. Technology comes in at 7.4/10 — functional and modern, with wireless connectivity and core ADAS features, though some competitors pack more standard tech at this price point.

Priced from $34,752–$43,294, 26 MPG, seating 5, the Cadillac XT4 sits in the mid-market bracket of the suv segment. Value lands at 7.3/10 — you get what you pay for, no more and no less, with a few rivals offering slightly better per-dollar returns. At 5 years old, it's worth checking whether a newer generation or refresh has addressed any weaker dimensions — compare it to the current model year before buying.

Bottom line: There's a case for the 2021 Cadillac XT4, but it needs the right buyer. Its reliability and performance scores trail the class, and several higher-rated rivals sell for similar money — comparison-shop before committing.

Carivo scores are our own editorial assessment, informed by NHTSA safety and recall records, EPA fuel-economy figures, and manufacturer-published specifications. Scores are reviewed periodically and updated when new data becomes available. See our full methodology →

How It Ranks Among SUVs

The 2021 Cadillac XT4 ranks #1384 of 2454 suvs in the Carivo database — better than 44% of the segment. Its 7.3/10 overall score is 0.1 points below the segment average of 7.4/10. Its $34,752 starting price sits close to the segment's median of $36,079.

Rankings are recalculated as new vehicles and scores are added. See the full SUV ranking → · Best SUVs under $35k →

5-Year Cost Snapshot — 2021 Cadillac XT4

Fuel (75,000 miles)~$10,095 ($2,019/year at $3.50/gal)
Recall repairs$0 — 1 campaign on record; recall work is always free at franchised dealers
InsuranceVaries widely by driver and state — always quote the exact trim before buying

We only print costs we can compute from sourced data (EPA fuel economy, NHTSA recalls). We don't estimate maintenance or depreciation — anyone who gives you one number for those is guessing.

Which XT4 Year Should You Buy?

Across the XT4 model years we've scored, the 2021 holds its position — we didn't find an older year that delivers similar scores for meaningfully less money.

YearScoreStarting price (MSRP when new)
2025 7.4/10$39,335 Read review →
2024 7.3/10$38,190 Read review →
2023 7.4/10$37,044 Read review →
2022 7.2/10$35,898 Read review →
2021 (this review) 7.3/10$34,752
2020 7.2/10$33,607 Read review →
2019 7.1/10$32,461 Read review →

Pros & Cons — 2021 Cadillac XT4

✓ What it does well

  • Strong safety ratings from NHTSA and independent testers
  • Versatile body style handles daily commuting and weekend adventures equally well

✗ Where it falls short

  • Reliability scores are mid-pack; some owners report higher-than-expected maintenance needs
  • Driving dynamics are adequate but uninspiring; not the choice for enthusiast drivers
  • Tech suite is functional but lags behind segment-best options; some features cost extra

NHTSA Recalls — 2021 Cadillac XT4 (1 on record)

The following recall campaign has been filed with NHTSA for this model and year. Recall repairs are performed free of charge by franchised dealers; check your specific vehicle with our free VIN recall checker.

Seat belts / Critical fasteners
20/08/2021 · 21V649000
General Motors, LLC (GM) is recalling certain 2016-2021 Chevrolet Malibu and 2019-2021 Cadillac XT4 vehicles. The rear seat belt retractors may be improperly secured with loose or missing fasteners.

Source: NHTSA recall database, fetched at page build time.

Own a 2021 Cadillac XT4 that's been repaired repeatedly for the same problem? It may qualify under your state's lemon law — run the free lemon law check →

Common Questions — 2021 Cadillac XT4

Is the 2021 Cadillac XT4 reliable?

We rate the 2021 Cadillac XT4's reliability 6.8/10 — below the segment average, so budget for higher maintenance. It has 1 NHTSA recall campaign on record for this model year (details in the recalls section above — repairs are free at dealers).

How many recalls does the 2021 Cadillac XT4 have?

1 NHTSA recall campaign matched this model and year as of our latest check. Verify your specific vehicle by VIN at nhtsa.gov/recalls.

Is the 2021 Cadillac XT4 worth buying?

It scores 7.3/10 overall, ranking #1384 of 2454 suvs in our database (better than 44% of the segment). Stronger-scoring alternatives exist at similar prices — use our compare tool before committing.

How much does the 2021 Cadillac XT4 cost?

The 2021 Cadillac XT4 starts at $34,752 and ranges up to $43,294 across trims (MSRP when new). At 26 MPG, expect roughly $2,019/year in fuel at 15,000 miles/year.

Which XT4 years should you avoid?

No standout weak years: across the 7 XT4 model years we've scored, every year lands within half a point of the best (7.4/10). Pick on price and condition rather than year.

What problems does the 2021 Cadillac XT4 have?

The documented issues for the 2021 Cadillac XT4 are its NHTSA recall campaigns, which involve: Seat belts (details in the recalls section above; repairs are free at dealers). For wear-and-tear patterns beyond recalls, owner forums are the best source — we only report what federal data documents.

Owner Essentials — Cadillac XT4

Practical extras owners actually buy. These are Amazon search links — as an Amazon Associate, Carivo earns from qualifying purchases at no cost to you.

All-weather floor mats → Dash cam → OBD2 scanner → Phone mount →

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More Cadillac Reviews

Explore the full lineup of Cadillac models scored by Carivo — ranked by overall score across reliability, safety, value, performance, and technology.