Source: EPA FuelEconomy.gov & manufacturer data. Figures reflect base trim; actual specs vary by trim level.
About the 2021 Jaguar XF
Our scoring places the 2021 Jaguar XF at 6.8/10 overall, which translates to a Good rating for this sedan. Its strongest dimension is Safety at 7.9/10, while Reliability at 5.7/10 is where it trails the competition most noticeably. It's a capable but unexceptional sedan — stronger alternatives exist if you're willing to shop the segment carefully.
Reliability and safety are the two dimensions that matter most for long-term ownership costs. Reliability is the weak spot: 5.7/10, under the class average. Review the recall record on this page and price in extra maintenance headroom. The safety score of 7.9/10 is solid mid-pack territory. If advanced driver aids matter to you, compare standard equipment carefully and verify ratings at nhtsa.gov.
Performance scores 7.3/10 — competent for everyday use. Acceleration and handling are adequate for commuting and highway driving, though enthusiasts will want to look at higher-rated alternatives. Tech rates a reasonable 7.4/10: the essentials are covered and well executed, but rivals at the same price often include more as standard.
Priced from $45,409–$59,557, 23 MPG, seating 5, the Jaguar XF sits in the premium tier of the sedan category. The value score of 6.0/10 is a red flag — comparable alternatives offer meaningfully more for the same outlay. Shop the segment before deciding. At 5 years old, it's worth checking whether a newer generation or refresh has addressed any weaker dimensions — compare it to the current model year before buying.
Our take: The 2021 Jaguar XF is a passable sedan but not a standout one. Weaknesses in value and reliability hold it back from being a strong recommendation. It may suit buyers with specific needs it serves well, but we'd encourage comparing at least two or three higher-scored alternatives before deciding.
Carivo scores are our own editorial assessment, informed by NHTSA safety and recall records, EPA fuel-economy figures, and manufacturer-published specifications. Scores are reviewed periodically and updated when new data becomes available. See our full methodology →
How It Ranks Among Sedans
The 2021 Jaguar XF ranks #1169 of 1310 sedans in the Carivo database — better than 11% of the segment. Its 6.8/10 overall score is 0.7 points below the segment average of 7.5/10. Its $45,409 starting price is about 64% above the segment's median of $27,664.
$0 — 1 campaign on record; recall work is always free at franchised dealers
Insurance
Varies widely by driver and state — always quote the exact trim before buying
We only print costs we can compute from sourced data (EPA fuel economy, NHTSA recalls). We don't estimate maintenance or depreciation — anyone who gives you one number for those is guessing.
Which XF Year Should You Buy?
Smart-money pick: the 2018 Jaguar XF scores 6.5/10 — within striking distance of the 2021's 6.8 — and starts roughly $4,500 lower. If you don't need the newest model year, that's money better spent on a higher trim or kept in your pocket.
Strong safety ratings from NHTSA and independent testers
Broad dealer network supports easy servicing and parts availability
✗ Where it falls short
Below-average reliability data — factor in potential repair and maintenance costs
Value-for-money is a weak point; comparable alternatives offer more for the price
Driving dynamics are adequate but uninspiring; not the choice for enthusiast drivers
Tech suite is functional but lags behind segment-best options; some features cost extra
NHTSA Recalls — 2021 Jaguar XF (1 on record)
The following recall campaign has been filed with NHTSA for this model and year. Recall repairs are performed free of charge by franchised dealers; check your specific vehicle with our free VIN recall checker.
Seat belts / Front / Retractor 26/08/2021 · 21V667000
Jaguar Land Rover North America, LLC (Jaguar) is recalling certain 2021-2022 F-Type, 2020-2021 F-Pace, and 2021 XF vehicles. The seat belt automatic locking retractors may deactivate early, which can prevent the child restraint system from securing properly.
Source: NHTSA recall database, fetched at page build time.
Own a 2021 Jaguar XF that's been repaired repeatedly for the same problem? It may qualify under your state's lemon law — run the free lemon law check →
Common Questions — 2021 Jaguar XF
Is the 2021 Jaguar XF reliable?
We rate the 2021 Jaguar XF's reliability 5.7/10 — below the segment average, so budget for higher maintenance. It has 1 NHTSA recall campaign on record for this model year (details in the recalls section above — repairs are free at dealers).
How many recalls does the 2021 Jaguar XF have?
1 NHTSA recall campaign matched this model and year as of our latest check. Verify your specific vehicle by VIN at nhtsa.gov/recalls.
Is the 2021 Jaguar XF worth buying?
It scores 6.8/10 overall, ranking #1169 of 1310 sedans in our database (better than 11% of the segment). Stronger-scoring alternatives exist at similar prices — use our compare tool before committing.
How much does the 2021 Jaguar XF cost?
The 2021 Jaguar XF starts at $45,409 and ranges up to $59,557 across trims (MSRP when new). At 23 MPG, expect roughly $2,283/year in fuel at 15,000 miles/year.
Which XF years should you avoid?
Based on our year-by-year scoring, the weakest XF years we've rated are 2018 (6.5/10), 2016 (6.5/10), 2015 (6.5/10) — each at least half a point below the nameplate's best (7.1/10). See the full year table above before deciding.
What problems does the 2021 Jaguar XF have?
The documented issues for the 2021 Jaguar XF are its NHTSA recall campaigns, which involve: Seat belts (details in the recalls section above; repairs are free at dealers). For wear-and-tear patterns beyond recalls, owner forums are the best source — we only report what federal data documents.
Owner Essentials — Jaguar XF
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More Jaguar Reviews
Explore the full lineup of Jaguar models scored by Carivo — ranked by overall score across reliability, safety, value, performance, and technology.
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